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</font></p><p align="justify" style="line-height:1.7;font-family:Arial,verdana; color:#000000;padding:0px;margin: 0;font-size: 12pt; text-align: justify; line-height: 18pt;"></p><span><p align="justify" style="font-family:Arial,verdana;font-size:12px; color:#000000;padding:0px;margin: 0;line-height: 18pt; text-align: justify;"><span style="font-size: 12pt; font-family: Arial, Helvetica; text-align: left;"><font color="#fe0713"><br></font></span></p><p align="justify" style="line-height:1.7;font-family:Arial,verdana;font-size:12px; color:#000000;padding:0px;margin: 0;text-align: left; line-height: 18pt;"><font face="Calibri, Candara, Segoe, Segoe UI, Optima, Arial, sans-serif"><span style="font-size: 16px;"><span>




















</span></span></font></p><p style="font-family:Arial,verdana;font-size:12px; color:#000000;padding:0px;margin: 0;line-height: 18pt; text-align: left;"><font face="Calibri, Candara, Segoe, Segoe UI, Optima, Arial, sans-serif"><font color="#000000" face="Calibri, Candara, Segoe, Segoe UI, Optima, Arial, sans-serif" style="font-size: 12pt;color:#000000;">As per
Wikipedia, <i style>&ldquo;&hellip;a&nbsp;snowclone&nbsp;is a&nbsp;clich&eacute;&nbsp;and&nbsp;phrasal
template&nbsp;that can be used and recognised in multiple variants. The term
was coined in 2004, derived from&nbsp;journalistic clich&eacute;s&nbsp;that referred
to the number of&nbsp;Inuit words for snow&rdquo;.</i>&nbsp;</font></font></p><font face="Calibri, Candara, Segoe, Segoe UI, Optima, Arial, sans-serif">

<p style="font-family:Arial,verdana;font-size:12px; color:#000000;padding:0px;margin: 0;line-height: 18pt; text-align: left;"><font color="#000000" face="Calibri, Candara, Segoe, Segoe UI, Optima, Arial, sans-serif" style="font-size: 12pt;color:#000000;">&nbsp;</font></p>

<p style="font-family:Arial,verdana;font-size:12px; color:#000000;padding:0px;margin: 0;line-height: 18pt; text-align: left;"><font color="#000000" face="Calibri, Candara, Segoe, Segoe UI, Optima, Arial, sans-serif" style="font-size: 12pt;color:#000000;">So snow cloning, <i>&ldquo;It&rsquo;s
the economy stupid&rdquo;</i> from Bill Clinton&rsquo;s 1992 presidential campaign, the
easiest way to convey our current view of the Rand is: &ldquo;<i>It&rsquo;s the range,
stupid.</i>&rdquo;&nbsp;Since the beginning of last August, almost all ZAR.USD
trading has taken place between an 18.60 &ndash; 19.20 range, bouncing up and down
between the level about 18 times.&nbsp;So it was that we ended last month&rsquo;s
commentary writing, &ldquo;&hellip;<i>we are now at the kind of levels (near the top-end of
this year&rsquo;s 18.60 &ndash; 19.20 consolidation) where there may be justification in
waiting to see if the Rand can recoup some of the recent pain, while exporters
and individuals looking to bring funds into SA, may wish to start doing so.&rdquo;</i></font></p>

<p style="font-family:Arial,verdana;font-size:12px; color:#000000;padding:0px;margin: 0;line-height: 18pt; text-align: left;"><font color="#000000" face="Calibri, Candara, Segoe, Segoe UI, Optima, Arial, sans-serif" style="font-size: 12pt;color:#000000;"><i>&nbsp;</i></font></p>

<p style="font-family:Arial,verdana;font-size:12px; color:#000000;padding:0px;margin: 0;line-height: 18pt; text-align: left;"><font color="#000000" face="Calibri, Candara, Segoe, Segoe UI, Optima, Arial, sans-serif" style="font-size: 12pt;color:#000000;">We did indeed see the Rand
recover over 5% from the worst levels seen in April to Monday&rsquo;s best level of
18.38. We have now retraced to around 18.58 at the time of writing and
whether we can consolidate around these levels (or better) or if we drift back
towards the higher end of the range remains to be seen.&nbsp;Giving hope to the
Rand being able to remain relatively strong is last&rsquo;s week soft US data and, if
upcoming releases are similarly weak, the resulting USD weakness would benefit
the ZAR.USD.&nbsp;</font></p>

<p style="font-family:Arial,verdana;font-size:12px; color:#000000;padding:0px;margin: 0;line-height: 18pt; text-align: left;"><font color="#000000" face="Calibri, Candara, Segoe, Segoe UI, Optima, Arial, sans-serif" style="font-size: 12pt;color:#000000;">&nbsp;</font></p>

<p style="font-family:Arial,verdana;font-size:12px; color:#000000;padding:0px;margin: 0;line-height: 18pt; text-align: left;"><font color="#000000" face="Calibri, Candara, Segoe, Segoe UI, Optima, Arial, sans-serif" style="font-size: 12pt;color:#000000;">The main concern being
voiced in terms of the Rand weakening is the uncertainty leading up to local
elections in 3 weeks.&nbsp;While some are hopeful of the possibility of an
ANC/DA coalition, there is similar negativity about the prospects for an
ANC/EFF arrangement.&nbsp;If either of these were to transpire, they could be
very significant events in the context of the country&rsquo;s next few decades.&nbsp;That,
however, will be something to ponder in a future mailer.</font></p><p style="font-family:Arial,verdana;font-size:12px; color:#000000;padding:0px;margin: 0;line-height: 18pt; text-align: left;"><font color="#000000" face="Calibri, Candara, Segoe, Segoe UI, Optima, Arial, sans-serif" style="font-size: 12pt;color:#000000;"><br></font></p></font></span></font></span><font face="Calibri, Candara, Segoe, Segoe UI, Optima, Arial, sans-serif" style="line-height: 18pt;"><p style="margin: 0;padding: 0px;font-family:Arial, Helvetica, sans-serif; color:#000000;line-height:1.7;font-family:Arial,verdana;font-size:12px;padding:0px;"></p></font><span style="line-height: 18pt;"><font face="Calibri, Candara, Segoe, Segoe UI, Optima, Arial, sans-serif" style="line-height: 18pt;"><p align="justify" style="line-height:1.7;font-family:Arial,verdana;font-size:12px; color:#000000;padding:0px;margin: 0;text-align: justify; line-height: 18pt;"></p></font></span>


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color:#000000;padding:0px;margin: 0;line-height: 18pt; text-align: justify;"><font face="Calibri, Candara, Segoe, Segoe UI, Optima, Arial, sans-serif" style="font-size: 12pt;"><span></span></font></p><p align="justify" style="font-family:Arial,verdana;font-size:12px; color:#000000;padding:0px;margin: 0;line-height: 18pt; text-align: justify;"><font style><font color="#000000" face="Calibri, Candara, Segoe, Segoe UI, Optima, Arial, sans-serif" style="color: rgb(0, 0, 0); font-size: 12pt;"></font></font></p><p style="font-family:Arial,verdana;font-size:12px; color:#000000;padding:0px;margin: 0;line-height: 18pt; text-align: left;"><font style><font color="#000000" face="Calibri, Candara, Segoe, Segoe UI, Optima, Arial, sans-serif" style="color: rgb(0, 0, 0); font-size: 12pt;"><font color="#000000" style="color: rgb(0, 0, 0);">South African residents who are over 18 years old and possess a green bar-coded ID or smart ID, along with a South African income tax number, can utilise their individual offshore allowance of up to R11 million per calendar year</font><font color="#000000" style="text-align: justify; 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</font></font></font></font></font></font></font></p><p align="justify" style="line-height:1.7;font-family:Arial,verdana;font-size:12px; color:#000000;padding:0px;margin: 0;text-align: justify; line-height: 18pt;"><font style="line-height: 18pt;"><font color="#333333" style="text-align: left; background-color: transparent; line-height: 18pt;"><font color="#333333" style="line-height: 18pt;"><font color="#333333" style="line-height: 18pt;"><font color="#333333" style="line-height: 18pt;"><font color="#333333" face="Calibri, Candara, Segoe, Segoe UI, Optima, Arial, sans-serif" style="line-height: 18pt;"></font></font></font></font></font></font></p><p align="justify" style="font-family:Arial,verdana;font-size:12px; color:#000000;padding:0px;margin: 0;line-height: 18pt; text-align: justify;"></p><div align="justify" style="text-align: justify;"><font color="#333333" face="Calibri, Candara, Segoe, Segoe UI, Optima, Arial, sans-serif" style><p align="justify" style="font-family:Arial,verdana;font-size:12px; color:#000000;padding:0px;margin: 0;line-height: 18pt; text-align: justify;"><font face="Calibri, Candara, Segoe, Segoe UI, Optima, Arial, sans-serif" style="font-size: 12pt;"><span></span></font></p><p align="justify" style="font-family:Arial,verdana;font-size:12px; color:#000000;padding:0px;margin: 0;line-height: 18pt; text-align: justify;"><font style><font color="#000000" face="Calibri, Candara, Segoe, Segoe UI, Optima, Arial, sans-serif" style="color: rgb(0, 0, 0); font-size: 12pt;"></font></font></p><p style="font-family:Arial,verdana;font-size:12px; color:#000000;padding:0px;margin: 0;line-height: 18pt; text-align: left;"><font style><font color="#000000" face="Calibri, Candara, Segoe, Segoe UI, Optima, Arial, sans-serif" style="color: rgb(0, 0, 0); font-size: 12pt;"><font color="#000000" style="color: rgb(0, 0, 0);"></font><span>


















</span></font></font></p><p style="font-family:Arial,verdana;font-size:12px; color:#000000;padding:0px;margin: 0;line-height: 18pt; text-align: left;"><font style><font color="#000000" face="Calibri, Candara, Segoe, Segoe UI, Optima, Arial, sans-serif" style="color: rgb(0, 0, 0); font-size: 12pt;"><font color="#000000" style="font-size: 12pt;color:#000000;">In today's globalised world, it's increasingly common
for individuals to work in one country while being paid by an employer based in
another. This scenario raises important questions about tax obligations...</font><font color="#000000" style="font-size: 12pt; background-color: transparent; text-align: justify;">&nbsp;<a href="https://cure-zgpvh.maillist-manage.net/click/1493f4796a35f411/1493f4796a3609c9" style="text-decoration:underline;color: rgb(0, 0, 0);" zcurl_name="l_7"><b>learn</b></a></font><b style="font-size: 12pt; background-color: transparent; text-align: justify; color: rgb(51, 51, 51);"><u style><font style="line-height: 18pt;"><font style="line-height: 18pt;"><font style="line-height: 18pt;"><font style="line-height: 18pt;"><font style="line-height: 18pt;"><font style="line-height: 18pt;"><font style="line-height: 18pt;"><font style="line-height: 18pt;"><font style="line-height: 18pt;"><font style="line-height: 18pt;"><font color="#333333" style><font color="#333333" style><font color="#333333" style><font color="#333333" style="color: rgb(51, 51, 51);"><a alt="learn&nbsp;more" href="https://cure-zgpvh.maillist-manage.net/click/1493f4796a35f411/1493f4796a3609cb" style="text-decoration:underline;color: rgb(0, 0, 0);" target="_blank" title="learn&nbsp;more" zcurl_name="l_8">&nbsp;more</a></font></font></font></font></font></font></font></font></font></font></font></font></font></font></u></b></font></font></p><p style="margin: 0;padding: 0px;font-family:Arial, Helvetica, sans-serif; color:#000000;line-height:1.7;font-family:Arial,verdana;font-size:12px;padding:0px;"></p><p style="margin: 0;padding: 0px;font-family:Arial, Helvetica, sans-serif; color:#000000;line-height:1.7;font-family:Arial,verdana;font-size:12px;padding:0px;"></p><p style="margin: 0;padding: 0px;font-family:Arial, Helvetica, sans-serif; color:#000000;line-height:1.7;font-family:Arial,verdana;font-size:12px;padding:0px;"></p></font></div><p style="margin: 0;padding: 0px;font-family:Arial, Helvetica, sans-serif; color:#000000;line-height:1.7;font-family:Arial,verdana;font-size:12px;padding:0px;"></p><p style="margin: 0;padding: 0px;font-family:Arial, Helvetica, sans-serif; color:#000000;line-height:1.7;font-family:Arial,verdana;font-size:12px;padding:0px;"></p><p style="font-family:Arial,verdana;font-size:12px; color:#000000;padding:0px;margin: 0;line-height: 18pt;"></p><p style="font-family:Arial,verdana;font-size:12px; color:#000000;padding:0px;margin: 0;line-height: 18pt;"></p><p style="font-family:Arial,verdana;font-size:12px; color:#000000;padding:0px;margin: 0;line-height: 18pt;"></p><p style="font-family:Arial,verdana;font-size:12px; color:#000000;padding:0px;margin: 0;line-height: 18pt;"></p><p style="font-family:Arial,verdana;font-size:12px; color:#000000;padding:0px;margin: 0;line-height: 18pt;"></p><p style="font-family:Arial,verdana;font-size:12px; color:#000000;padding:0px;margin: 0;line-height: 18pt;"></p><p style="font-family:Arial,verdana;font-size:12px; color:#000000;padding:0px;margin: 0;line-height: 18pt;"></p><p style="font-family:Arial,verdana;font-size:12px; color:#000000;padding:0px;margin: 0;line-height: 18pt;"></p><p style="font-family:Arial,verdana;font-size:12px; color:#000000;padding:0px;margin: 0;line-height: 18pt;"></p><p style="font-family:Arial,verdana;font-size:12px; color:#000000;padding:0px;margin: 0;line-height: 18pt;"></p><p style="font-family:Arial,verdana;font-size:12px; color:#000000;padding:0px;margin: 0;line-height: 18pt;"></p><p style="font-family:Arial,verdana;font-size:12px; color:#000000;padding:0px;margin: 0;line-height: 18pt;"></p><p style="font-family:Arial,verdana;font-size:12px; color:#000000;padding:0px;margin: 0;line-height: 18pt;"></p><p style="font-family:Arial,verdana;font-size:12px; color:#000000;padding:0px;margin: 0;line-height: 18pt;"></p><style>
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				  <table align="left" cellpadding="0" cellspacing="0" class="cols" style=" mso-table-lspace:0pt; mso-table-rspace:0pt;font-size:12px;max-width:400.0px;width:100%;border:0px;padding:0px;border-collapse:collapse; mso-table-lspace:0pt; mso-table-rspace:0pt;word-break:break-word;float:left;" width="100%">
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			<a href="https://cure-zgpvh.maillist-manage.net/click/1493f4796a35f411/1493f4796a3609cd" style="text-decoration:underline;border:0px;" target="_blank" zcurl_name="l_9">
			<img align="left" alt="https://stratus.campaign-image.com/images/329876000038164578_zc_v1_1699516020389_cp_monthly_ad_1.png" class="zpImage" height="auto" hspace="0" size="F" src="https://stratus.campaign-image.com/images/329876000038164578_zc_v1_1709291235098_fcmycurrency1600x1600v1.png" style="width:400px;height:autopx;max-width:400px !important;border:0px;text-align:left;" title="Fine & Country" vspace="0" width="400">
			</a>
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            </td></tr></tbody></table>






























	 

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	                        &nbsp;&nbsp;&nbsp;

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			<a href="https://cure-zgpvh.maillist-manage.net/click/1493f4796a35f411/1493f4796a3609cf" style="text-decoration:underline;border:0px;" target="_blank" zcurl_name="l_10">
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</span></font></p><p align="justify" style="font-family:Arial,verdana;font-size:12px; color:#000000;padding:0px;margin: 0;line-height: 19pt; text-align: justify;"><font face="Calibri, Candara, Segoe, Segoe UI, Optima, Arial, sans-serif" style><font color="#333333" style="font-size: 12pt;"><span></span></font></font></p><p style="font-family:Arial,verdana;font-size:12px; color:#000000;padding:0px;margin: 0;line-height: 19pt; text-align: left;"><font face="Calibri, Candara, Segoe, Segoe UI, Optima, Arial, sans-serif" style><font color="#333333" style="font-size: 12pt;"></font></font></p><p align="justify" style="font-family:Arial,verdana;font-size:12px; color:#000000;padding:0px;margin: 0;line-height: 19pt; text-align: justify;"><font face="Calibri, Candara, Segoe, Segoe UI, Optima, Arial, sans-serif" style><font style><font color="#333333" face="Calibri, Candara, Segoe, Segoe UI, Optima, Arial, sans-serif" style="font-size: 12pt;"></font></font></font></p><p align="justify" style="font-family:Arial,verdana;font-size:12px; color:#000000;padding:0px;margin: 0;line-height: 19pt; text-align: justify;"><font face="Calibri, Candara, Segoe, Segoe UI, Optima, Arial, sans-serif" style><font style><font color="#333333" face="Calibri, Candara, Segoe, Segoe UI, Optima, Arial, sans-serif" style><font face="Calibri, Candara, Segoe, Segoe UI, Optima, Arial, sans-serif" style="font-size: 12pt;"></font></font></font></font></p><p align="justify" style="font-family:Arial,verdana;font-size:12px; color:#000000;padding:0px;margin: 0;line-height: 19pt; text-align: justify;"><font face="Calibri, Candara, Segoe, Segoe UI, Optima, Arial, sans-serif" style="font-size: 12pt;"><font style><font color="#333333" style><font color="#000000" style="color: rgb(0, 0, 0);"></font></font></font><span><font><font>For non-residents selling properties in South Africa with the intention of moving funds abroad, understanding the implications of capital gains tax (CGT) is paramount...<a href="https://cure-zgpvh.maillist-manage.net/click/1493f4796a35f411/1493f4796a3609d3" style="text-decoration:underline;color: rgb(0, 0, 0);" zcurl_name="l_12"><b>find out</b></a></font></font><b><font><font style="color: rgb(51, 51, 51);"><font color="#000000" style="color: rgb(0, 0, 0);"><font color="#000000" style="color: rgb(0, 0, 0);"><font color="#000000" style="color: rgb(0, 0, 0);"><a alt="find out&nbsp;more" href="https://cure-zgpvh.maillist-manage.net/click/1493f4796a35f411/1493f4796a3609d5" style="text-decoration:underline;color: rgb(0, 0, 0);" target="_blank" title="find out&nbsp;more" zcurl_name="l_13">&nbsp;more</a></font></font></font></font></font></b></span></font><font style="font-size: 12pt;"><font face="Calibri, Candara, Segoe, Segoe UI, Optima, Arial, sans-serif" style="background-color: transparent; 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color:#000000;padding:0px;margin: 0;text-align: justify;"></p><p align="justify" style="line-height:1.7;font-family:Arial,verdana;font-size:12px; color:#000000;padding:0px;margin: 0;text-align: justify;"></p><p align="justify" style="line-height:1.7;font-family:Arial,verdana;font-size:12px; color:#000000;padding:0px;margin: 0;text-align: justify;"></p><p align="justify" style="line-height:1.7;font-family:Arial,verdana;font-size:12px; color:#000000;padding:0px;margin: 0;text-align: justify;"></p><font color="#000000" style="font-family: Calibri, Candara, Segoe,"><font color="#000000" style="color:#000000;"><a alt="https://currencypartners.co.za/attorney/" href="https://cure-zgpvh.maillist-manage.net/click/1493f4796a35f411/1493f4796a3609d9" rel="noopener noreferrer" style="text-decoration:underline;" target="_blank" title="https://currencypartners.co.za/attorney/" zcurl_name="l_15"><font color="#000000" style="color:#000000;"></font></a></font></font><p align="justify" style="line-height:1.7;font-family:Arial,verdana;font-size:12px; 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</font><p align="justify" style="line-height:1.7;font-family:Arial,verdana; color:#000000;padding:0px;margin: 0;font-size: 16px; line-height: 19pt; text-align: justify;"><span style="text-align: left;"><font color="#fe0713" face="Calibri, Candara, Segoe, Segoe UI, Optima, Arial, sans-serif" style="font-size: 12pt;"><span></span></font></span></p><p align="justify" style="line-height:1.7;font-family:Arial,verdana;font-size:12px; color:#000000;padding:0px;margin: 0;text-align: left; line-height: 19pt;"><font color="#fe0713" face="Calibri, Candara, Segoe, Segoe UI, Optima, Arial, sans-serif"><span style="font-size: 16px;"><span>




















</span></span></font></p><p style="font-family:Arial,verdana;font-size:12px; color:#000000;padding:0px;margin: 0;line-height: 19pt; text-align: left;"><span style="font-size: 12pt; font-family: Calibri, Candara, Segoe, &quot;Segoe UI&quot;, Optima, Arial, sans-serif;"></span></p><span>




















<p style="font-family:Arial,verdana;font-size:12px; color:#000000;padding:0px;margin: 0;line-height: 19pt; text-align: left;"><font color="#000000" face="Calibri, Candara, Segoe, Segoe UI, Optima, Arial, sans-serif" style="font-size: 12pt;color:#000000;">After earning a distinction in Economics
from Rhodes University, Kirsten embarked on her professional journey at Allan
Gray in 2017. Beginning in a client and adviser-facing role within the Retail
sector, she swiftly transitioned to Institutional Operations, overseeing the
servicing and operational processes for all unitised clients. Climbing the
ranks, Kirsten excelled as a Senior Specialist before joining 10X Investments
as Retail Operations Manager.</font></p>

<p style="font-family:Arial,verdana;font-size:12px; color:#000000;padding:0px;margin: 0;line-height: 19pt; text-align: left;"><font color="#000000" face="Calibri, Candara, Segoe, Segoe UI, Optima, Arial, sans-serif" style="font-size: 12pt;color:#000000;">&nbsp;</font></p>

<p style="font-family:Arial,verdana;font-size:12px; color:#000000;padding:0px;margin: 0;line-height: 19pt; text-align: left;"><font color="#000000" face="Calibri, Candara, Segoe, Segoe UI, Optima, Arial, sans-serif" style="font-size: 12pt;color:#000000;">Known for her innate ability to connect
with others, Kirsten thrives on cultivating and nurturing meaningful
relationships. Her adaptable approach enables her to seamlessly navigate
diverse client needs, a skillset that now serves her well at Currency Partners.&nbsp;</font></p><p style="font-family:Arial,verdana;font-size:12px; color:#000000;padding:0px;margin: 0;line-height: 19pt; text-align: left;"><font color="#000000" face="Calibri, Candara, Segoe, Segoe UI, Optima, Arial, sans-serif" style="font-size: 12pt;color:#000000;"><br></font></p><p style="font-family:Arial,verdana;font-size:12px; color:#000000;padding:0px;margin: 0;line-height: 19pt; text-align: left;"><font color="#000000" face="Calibri, Candara, Segoe, Segoe UI, Optima, Arial, sans-serif" style="font-size: 12pt;color:#000000;">In her current role, managing a team of Business Consultants for the Western
Cape Region, Kirsten not only provides unwavering support but also proactively
identifies opportunities to enhance client experiences and propel business
growth. With a blend of analytical prowess and solution-oriented thinking,
Kirsten ensures her team consistently delivers exceptional results while
driving forward the company's strategic objectives.</font></p>





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			<a href="https://cure-zgpvh.maillist-manage.net/click/1493f4796a35f411/1493f4796a3609e3" style="text-decoration:underline;border:0px;" target="_blank" zcurl_name="l_20">
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			<a href="https://cure-zgpvh.maillist-manage.net/click/1493f4796a35f411/1493f4796a3609e5" style="text-decoration:underline;border:0px;" target="_blank" zcurl_name="l_21">
			<img align="center" alt="https://stratus.campaign-image.com/images/329876000038164578_zc_v1_1700590114071_cp_mailer_footer_brand_bar_partnerx2.jpg" class="zpImage" height="27" hspace="0" size="C" src="https://stratus.campaign-image.com/images/329876000038164578_zc_v1_1700590114071_cp_mailer_footer_brand_bar_partnerx2.jpg" style="width:160px;height:27px;max-width:160px !important;border:0px;text-align:center;" vspace="0" width="160">
			</a>
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		                    </div> 
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		    <!--[if (gte mso 9)|(IE)]>
                      </td>
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		 <!--[if (gte mso 9)|(IE)]>
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	                <div class="zpelement-wrapper wdgts" id="elm_1514380667436" style="overflow:hidden;word-wrap:break-word;">
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mso-table-lspace:0pt; mso-table-rspace:0pt;font-size:12px;border: none;"><tbody><tr><td align="left" style="border-collapse:collapse; mso-table-lspace:0pt; font-size:12px;font-family:Arial, Helvetica, sans-serif; mso-table-rspace:0pt;font-size:12px;border:none;padding:0px;margin:0px;" valign="top"><table align="left" border="0" cellpadding="0" cellspacing="0" style=" mso-table-lspace:0pt; mso-table-rspace:0pt;font-size:12px;border-collapse: collapse;border: none;"><tbody><tr><td style="border-collapse:collapse; mso-table-lspace:0pt; font-size:12px;font-family:Arial, Helvetica, sans-serif; mso-table-rspace:0pt;font-size:12px;padding-right: 9px;padding-bottom: 9px;border:none;padding: 0px;margin: 0px;" valign="top"> <table border="0" cellpadding="0" cellspacing="0" style=" mso-table-lspace:0pt; mso-table-rspace:0pt;font-size:12px;border-collapse: separate;border: none;"><tbody><tr><td align="left" style="border-collapse:collapse; mso-table-lspace:0pt; font-size:12px;font-family:Arial, Helvetica, sans-serif; mso-table-rspace:0pt;font-size:12px;padding:7px;padding-top: 0px;padding-right: 9px;padding-bottom: 0px;padding-left: 9px;border:none;" valign="middle"> <table align="left" border="0" cellpadding="0" cellspacing="0" style=" mso-table-lspace:0pt; mso-table-rspace:0pt;font-size:12px;border-collapse: collapse;border: none;" width><tbody><tr><td align="center" name="sclwdgtimges" style="border-collapse:collapse; mso-table-lspace:0pt; font-size:12px;font-family:Arial, Helvetica, sans-serif; mso-table-rspace:0pt;font-size:12px;border: none;padding: 0px;margin: 0px;padding-bottom: 6px;" valign="middle"> <a href="https://cure-zgpvh.maillist-manage.net/click/1493f4796a35f411/1493f4796a3609e7" style="text-decoration:underline;display: block;font-size: 1px;" target="_blank" zcurl_name="l_22"><img alt height="20" purpose="wdgt_1622703065265" src="https://stratus.campaign-image.com/images/329876000038164578_6_1682076382770_329876000038164578.png" style="border: 0px; margin: 0px; outline: none; text-decoration: none; width: 20px; height: 20px;" vspace="10" width="20"></a> </td></tr><tr><td align="center" name="sclwdgtcaptns" style="border-collapse:collapse; mso-table-lspace:0pt; font-size:12px;font-family:Arial, Helvetica, sans-serif; mso-table-rspace:0pt;font-size:12px;border:none;padding: 0px;margin: 0px;" valign="middle"><a href="https://cure-zgpvh.maillist-manage.net/click/1493f4796a35f411/1493f4796a3609e9" style="display: block;font-size: 1px;font-weight: normal;line-height: normal;text-align: center;text-decoration: none;" target="_blank" zcurl_name="l_23"><p 8pt;" arial, fntname="Calibri" fntsze="8" font-size: optima, sans-serif; segoe style="font-family:Arial,verdana;font-size:12px; color:#000000;padding:0px;margin: 0;line-height: normal; color: rgb(27, 107, 189); font-family: Calibri, Candara, Segoe,;" ui",></p></a> </td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table></td><td align="left" style="border-collapse:collapse; mso-table-lspace:0pt; font-size:12px;font-family:Arial, Helvetica, sans-serif; mso-table-rspace:0pt;font-size:12px;border:none;padding:0px;margin:0px;" valign="top"><table align="left" border="0" cellpadding="0" cellspacing="0" style=" mso-table-lspace:0pt; mso-table-rspace:0pt;font-size:12px;border-collapse: collapse;border: none;"><tbody><tr><td style="border-collapse:collapse; mso-table-lspace:0pt; font-size:12px;font-family:Arial, Helvetica, sans-serif; mso-table-rspace:0pt;font-size:12px;padding-right: 9px;padding-bottom: 9px;border:none;padding: 0px;margin: 0px;" valign="top"> <table border="0" cellpadding="0" cellspacing="0" style=" mso-table-lspace:0pt; mso-table-rspace:0pt;font-size:12px;border-collapse: separate;border: none;"><tbody><tr><td align="left" style="border-collapse:collapse; mso-table-lspace:0pt; font-size:12px;font-family:Arial, Helvetica, sans-serif; mso-table-rspace:0pt;font-size:12px;padding:7px;padding-top: 0px;padding-right: 9px;padding-bottom: 0px;padding-left: 9px;border:none;" valign="middle"> <table align="left" border="0" cellpadding="0" cellspacing="0" style=" mso-table-lspace:0pt; mso-table-rspace:0pt;font-size:12px;border-collapse: collapse;border: none;" width><tbody><tr><td align="center" name="sclwdgtimges" style="border-collapse:collapse; mso-table-lspace:0pt; font-size:12px;font-family:Arial, Helvetica, sans-serif; mso-table-rspace:0pt;font-size:12px;border: none;padding: 0px;margin: 0px;padding-bottom: 6px;" valign="middle"> <a href="https://cure-zgpvh.maillist-manage.net/click/1493f4796a35f411/1493f4796a3609eb" style="text-decoration:underline;display: block;font-size: 1px;" target="_blank" zcurl_name="l_24"><img alt height="20" purpose="wdgt_1622703097364" src="https://stratus.campaign-image.com/images/329876000038164578_7_1682076382826_329876000038164578.png" style="border: 0px; margin: 0px; outline: none; text-decoration: none; width: 20px; height: 20px;" vspace="10" width="20"></a> </td></tr><tr><td align="center" name="sclwdgtcaptns" style="border-collapse:collapse; mso-table-lspace:0pt; font-size:12px;font-family:Arial, Helvetica, sans-serif; mso-table-rspace:0pt;font-size:12px;border:none;padding: 0px;margin: 0px;" valign="middle"><a href="https://cure-zgpvh.maillist-manage.net/click/1493f4796a35f411/1493f4796a3609ed" style="display: block;font-size: 1px;font-weight: normal;line-height: normal;text-align: center;text-decoration: none;" target="_blank" zcurl_name="l_25"><p 8pt;" arial, fntname="Calibri" fntsze="8" font-size: optima, sans-serif; segoe style="font-family:Arial,verdana;font-size:12px; color:#000000;padding:0px;margin: 0;line-height: normal; color: rgb(27, 107, 189); font-family: Calibri, Candara, Segoe,;" ui",></p></a> </td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table></td><td align="left" style="border-collapse:collapse; mso-table-lspace:0pt; font-size:12px;font-family:Arial, Helvetica, sans-serif; mso-table-rspace:0pt;font-size:12px;border:none;padding:0px;margin:0px;" valign="top"><table align="left" border="0" cellpadding="0" cellspacing="0" style=" mso-table-lspace:0pt; mso-table-rspace:0pt;font-size:12px;border-collapse: collapse;border: none;"><tbody><tr><td style="border-collapse:collapse; mso-table-lspace:0pt; font-size:12px;font-family:Arial, Helvetica, sans-serif; mso-table-rspace:0pt;font-size:12px;padding-right: 9px;padding-bottom: 9px;border:none;padding: 0px;margin: 0px;" valign="top"> <table border="0" cellpadding="0" cellspacing="0" style=" mso-table-lspace:0pt; mso-table-rspace:0pt;font-size:12px;border-collapse: separate;border: none;"><tbody><tr><td align="left" style="border-collapse:collapse; mso-table-lspace:0pt; font-size:12px;font-family:Arial, Helvetica, sans-serif; mso-table-rspace:0pt;font-size:12px;padding:7px;padding-top: 0px;padding-right: 9px;padding-bottom: 0px;padding-left: 9px;border:none;" valign="middle"> <table align="left" border="0" cellpadding="0" cellspacing="0" style=" mso-table-lspace:0pt; mso-table-rspace:0pt;font-size:12px;border-collapse: collapse;border: none;" width><tbody><tr><td align="center" name="sclwdgtimges" style="border-collapse:collapse; mso-table-lspace:0pt; font-size:12px;font-family:Arial, Helvetica, sans-serif; mso-table-rspace:0pt;font-size:12px;border: none;padding: 0px;margin: 0px;padding-bottom: 6px;" valign="middle"> <a href="https://cure-zgpvh.maillist-manage.net/click/1493f4796a35f411/1493f4796a3609ef" style="text-decoration:underline;display: block;font-size: 1px;" target="_blank" zcurl_name="l_26"><img alt height="20" purpose="wdgt_1622703149833" src="https://stratus.campaign-image.com/images/329876000038164578_8_1682076382886_329876000038164578.png" style="border: 0px; margin: 0px; outline: none; text-decoration: none; width: 20px; height: 20px;" vspace="10" width="20"></a> </td></tr><tr><td align="center" name="sclwdgtcaptns" style="border-collapse:collapse; mso-table-lspace:0pt; font-size:12px;font-family:Arial, Helvetica, sans-serif; mso-table-rspace:0pt;font-size:12px;border:none;padding: 0px;margin: 0px;" valign="middle"><a href="https://cure-zgpvh.maillist-manage.net/click/1493f4796a35f411/1493f4796a3609f1" style="display: block;font-size: 1px;font-weight: normal;line-height: normal;text-align: center;text-decoration: none;" target="_blank" zcurl_name="l_27"><p 8pt;" arial, fntname="Calibri" fntsze="8" font-size: optima, sans-serif; segoe style="font-family:Arial,verdana;font-size:12px; color:#000000;padding:0px;margin: 0;line-height: normal; color: rgb(27, 107, 189); font-family: Calibri, Candara, Segoe,;" ui",></p></a> </td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table>	
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	                        &nbsp;&nbsp;&nbsp;

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	                        <tbody><tr><td style="border-collapse:collapse; mso-table-lspace:0pt;font-family:Arial, Helvetica, sans-serif; mso-table-rspace:0pt;padding:0px;border:0px;font-size:5px;height:10px;border-top:none none none;border-bottom:none none none;">

	                        &nbsp;&nbsp;&nbsp;

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<tr><td class="txtsize" id="elm_1623072635466" style=" mso-table-lspace:0pt; font-size:12px;font-family:Arial, Helvetica, sans-serif; mso-table-rspace:0pt;font-size:12px;border:0px;padding:0px 0px;border-collapse:collapse;" valign="top">

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             	    		<div componentlineheight="9pt" componentpaddingbottom="0px" componentpaddingleft="15px" componentpaddingright="15px" componentpaddingtop="0px" style><span style="line-height: 9pt;"><p align="center" style="line-height:1.7;font-family:Arial,verdana;font-size:12px; color:#000000;padding:0px;margin: 0;text-align: center; line-height: 9pt;"><font style="line-height: 9pt;"><font color="#a98c64" style="line-height: 9pt;"><font style="line-height: 9pt;"><font color="#a98c64" face="Calibri, Candara, Segoe, Segoe UI, Optima, Arial, sans-serif" style="line-height: 9pt; font-size: 9pt;"><b style><a alt="www.currencypartners.co.za" href="https://cure-zgpvh.maillist-manage.net/click/1493f4796a35f411/1493f4796a3609f3" rel="noopener noreferrer" style="text-decoration: none;" target="_blank" title="www.currencypartners.co.za" zcurl_name="l_28"><font color="#a98c64" style="color: rgb(169, 140, 100); line-height: 9pt;">currencypartners.co.za</font></a>&nbsp;| +27 </b><b>21 203 0081</b></font></font></font></font></p></span></div>
			</td></tr>
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       	  </div>
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<tr><td class="txtsize" id="elm_1653551628698" style=" mso-table-lspace:0pt; font-size:12px;font-family:Arial, Helvetica, sans-serif; mso-table-rspace:0pt;font-size:12px;border:0px;padding:0px 0px;border-collapse:collapse;" valign="top">






























	 

	          <div class="zpelement-wrapper spacebar" id="elm_1653551628698" style=";word-wrap:break-word;overflow:hidden;background-color:transparent;">
					
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	                        <tbody><tr><td style="border-collapse:collapse; mso-table-lspace:0pt;font-family:Arial, Helvetica, sans-serif; mso-table-rspace:0pt;padding:0px;border:0px;font-size:5px;height:25px;border-top:none none none;border-bottom:none none none;">

	                        &nbsp;&nbsp;&nbsp;

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