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max-height: 0px; overflow: hidden;">3 April 2024<br>&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp; &nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp; &nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp; &nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp; &nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;<br>&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp; &nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp; &nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp; &nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp; &nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;‌&nbsp;</div><!----><!--[endif]----><!--[if gte mso 9]> <table cellspacing="0" cellpadding="0" border="0" align="center" style="border-collapse: collapse;"><tr><th style="margin-bottom:0; margin-top:0; padding:0; background-color: rgb(255, 255, 255); border-width: ; border-style: ; border-color: ; border-collapse: collapse;"> <![endif]--><div style="font-family:Verdana,Arial,sans-serif;font-size:14px;color:#252423;background-color:#fff;margin:auto;max-width:600px"><!--[if gte mso 9]> </div><div style="background-color: transparent; border:none;"> <![endif]--><div class="emptyContainer columns-equal-class wrap-section" style="font-family:Verdana,Arial,sans-serif;font-size:14px;color:#252423;background-color:transparent"><!--[if gte mso 9]> </div><div style="background-color: transparent; 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</table></div><div class="emptyContainer columns-equal-class wrap-section" style="font-family:Verdana,Arial,sans-serif;font-size:14px;color:#252423;background-color:transparent;margin:0;border-radius:0"><!--[if gte mso 9]> </div><div style="background-color: transparent; border:none;"> <![endif]--><table class="outer" align="center" cellpadding="0" cellspacing="0" style="display:block" role="presentation">
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<!--[if gte mso 9]> <div style="font-family: Verdana, Arial, sans-serif; font-size: 14px; color: #252423; background-color: transparent; margin: 1px 11px 1px 12px;"><p style="margin: 0px; padding: 0px; line-height: 1.25; mso-line-height-rule: at-least; text-align: justify;"><strong><span style="font-size:14px;"><span style="font-family:Arial;">Dear Petrus,</span></span></strong></p><p style="margin: 0px; padding: 0px; line-height: 1.25; mso-line-height-rule: at-least; text-align: justify;"><br></p><p style="margin: 0px; padding: 0px; line-height: 125%; mso-line-height-rule: at-least; text-align: justify;"><span style=""><span style="font-size: 14px;"><span style="font-family: Arial;">Join the Financial Planning Institute of Southern Africa, for a Peer-to-Peer session hosted by our Health Competency Committee.</span></span></span></p><p style="margin: 0px; padding: 0px; line-height: 1.25; mso-line-height-rule: at-least; text-align: justify;"><br></p><p style="margin: 0px; padding: 0px; line-height: 125%; mso-line-height-rule: at-least; margin-bottom: 11px; text-align: justify;"><span style=""><span style="font-size: 14px;"><span style="font-family: Arial;">The Peer-to-Peer session is an opportunity where you can engage with your fellow professionals and discuss this very important topic with Lara Warburton, CFP</span></span></span><sup>®</sup><span style=""><span style="font-size: 14px;"><span style="font-family: Arial;"> and Vuledzani Dangale, CFP</span></span></span><sup>®</sup><span style=""><span style="font-size: 14px;"><span style="font-family: Arial;">.</span></span></span></p></div> <![endif]--> <!--[if !mso]> <!----><div style="font-family:Verdana,Arial,sans-serif;font-size:14px;color:#252423;background-color:transparent;margin:1px 11px 1px 12px"><p style="margin:0;padding:0;line-height:1.25;mso-line-height-rule:at-least;text-align:justify"><strong><span style="font-size:14px"><span style="font-family:Arial">Dear Petrus,</span></span></strong></p><p style="margin:0;padding:0;line-height:1.25;mso-line-height-rule:at-least;text-align:justify"><br></p><p style="margin:0;padding:0;line-height:1.25;mso-line-height-rule:at-least;text-align:justify"><span style="line-height:1.25"><span style="font-size:14px;line-height:1.25"><span style="font-family:Arial;line-height:1.25">Join the Financial Planning Institute of Southern Africa, for a Peer-to-Peer session hosted by our Health Competency Committee.</span></span></span></p><p style="margin:0;padding:0;line-height:1.25;mso-line-height-rule:at-least;text-align:justify"><br></p><p style="margin:0;padding:0;line-height:1.25;mso-line-height-rule:at-least;margin-bottom:11px;text-align:justify"><span style="line-height:1.25"><span style="font-size:14px;line-height:1.25"><span style="font-family:Arial;line-height:1.25">The Peer-to-Peer session is an opportunity where you can engage with your fellow professionals and discuss this very important topic with Lara Warburton, CFP</span></span></span><sup>®</sup><span style="line-height:1.25"><span style="font-size:14px;line-height:1.25"><span style="font-family:Arial;line-height:1.25"> and Vuledzani Dangale, CFP</span></span></span><sup>®</sup><span style="line-height:1.25"><span style="font-size:14px;line-height:1.25"><span style="font-family:Arial;line-height:1.25">.</span></span></span></p></div><!--[endif]----></th>
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<!--[if gte mso 9]> <div style="font-family: Verdana, Arial, sans-serif; font-size: 14px; color: #252423; background-color: transparent; margin: 10px 10px 0px;"><p style="margin: 0px; padding: 0px; line-height: 150%; mso-line-height-rule: at-least; text-align: justify;"><span style=""><span style="font-size: 14px;"><span style="font-family: Arial, Helvetica, sans-serif;"><strong style="">Topic: </strong>Joint FSCA conduct on IT standards</span></span></span></p><p style="margin: 0px; padding: 0px; line-height: 150%; mso-line-height-rule: at-least; text-align: justify;"><span style=""><span style="font-size: 14px;"><span style="font-family: Arial, Helvetica, sans-serif;"><strong style="">Date:</strong> 8 May 2024</span></span></span></p><p style="margin: 0px; padding: 0px; line-height: 150%; mso-line-height-rule: at-least; text-align: justify;"><span style=""><span style="font-size: 14px;"><span style="font-family: Arial, Helvetica, sans-serif;"><strong style="">Time: </strong>12h00 - 13h00</span></span></span></p></div> <![endif]--> <!--[if !mso]> <!----><div style="font-family:Verdana,Arial,sans-serif;font-size:14px;color:#252423;background-color:transparent;margin:10px 10px 0"><p style="margin:0;padding:0;line-height:1.25;mso-line-height-rule:at-least;text-align:justify"><span style="line-height:1.5"><span style="font-size:14px;line-height:1.5"><span style="font-family:Arial,Helvetica,sans-serif;line-height:1.5"><strong style="line-height:1.5">Topic: </strong>Joint FSCA conduct on IT standards</span></span></span></p><p style="margin:0;padding:0;line-height:1.25;mso-line-height-rule:at-least;text-align:justify"><span style="line-height:1.5"><span style="font-size:14px;line-height:1.5"><span style="font-family:Arial,Helvetica,sans-serif;line-height:1.5"><strong style="line-height:1.5">Date:</strong> 8 May 2024</span></span></span></p><p style="margin:0;padding:0;line-height:1.25;mso-line-height-rule:at-least;text-align:justify"><span style="line-height:1.5"><span style="font-size:14px;line-height:1.5"><span style="font-family:Arial,Helvetica,sans-serif;line-height:1.5"><strong style="line-height:1.5">Time: </strong>12h00 - 13h00</span></span></span></p></div><!--[endif]----><!--[if gte mso 9]> <table align="center"  style="border-collapse: collapse;border-spacing: 0px;padding: 0px; margin: 0px;" cellpadding="0" cellspacing="0" border="0" >
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</table></div><div class="columns-equal-class wrap-section" style="font-family:Verdana,Arial,sans-serif;font-size:14px;color:#252423;background-color:rgba(0,0,0,0);margin:0;border-radius:0"><!--[if gte mso 9]> </div><div style="background-color: transparent; border:none;"> <![endif]--><table class="outer" align="center" cellpadding="0" cellspacing="0" style="border-collapse:collapse;display:block" role="presentation"><tbody><!--[if gte mso 9]> <tr><td  style="font-size: 0px; line-height:0px;mso-line-height-rule: exactly; display: none !important; mso-hide:all;background-color: rgba(0, 0, 0, 0);"><p style="font-size: 0px;height:0px; margin: 0px; padding:0;line-height: 0px; mso-line-height-rule: exactly; background-color: transparent;"><br/></p></td></tr> <![endif]--><tr><th style="padding:0 0 10px;background-color:rgba(0,0,0,0);background-position:50% 50%;background-size:cover;border-radius:0;border-color:#252423;border-width:0;border-style:none" role="presentation"><table style="display:block;width:100%;border-collapse:collapse" class="containerWrapper tbContainer" cellpadding="0" cellspacing="0" role="presentation"><tbody><tr><th class="columnContainer" style="font-weight:400;text-align:left;min-width:5px;width:600px;padding:0;height:0;background-color:rgba(0,0,0,0);vertical-align:top" role="presentation"><table width="100%" cellpadding="0" cellspacing="0" style="border-collapse:collapse;height:100%" role="presentation"><tbody><tr><th class="inner ui-sortable" style="text-align:left;min-width:5px;padding-right:10px;padding-bottom:5px;padding-left:10px;vertical-align:top;word-wrap:break-word;word-break:break-word;background-color:rgba(0,0,0,0);background-size:cover;border-radius:0;background-position:50% 50%;font-weight:400" align="left" role="presentation"><!--[if gte mso 9]> <table style="border-collapse: collapse;border-spacing: 0px;padding: 0px; " cellpadding="0" cellspacing="0" border="0">
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<td  width="580" class="dividerInnerWrapper" valign="top" style="width: 580px; padding-left:  0px; padding-right: 0px;padding-top:  0px; padding-bottom: 0px;"> <![endif]--><div style="font-family:Verdana,Arial,sans-serif;font-size:14px;color:#252423;background-color:transparent;margin:10px 0;padding:0" class="dividerDivWrapper"><div class="dividerWrapper" align="center" style="font-family:Verdana,Arial,sans-serif;font-size:14px;color:#252423;background-color:transparent;height:3px"><table style="padding:0;margin:0;width:100%;border-collapse:collapse" cellpadding="0" cellspacing="0"><tbody><tr style="padding:0"><th style="margin:0;padding:0;vertical-align:top;border-top-width:3px;border-top-style:none;border-top-color:#000"><p style="mso-line-height-rule:at-least;margin:0;padding:0;line-height:0;width:100%"><span style="line-height:0"><!--[if gte mso 9]><br/><![endif]-->&nbsp;</span></p></th></tr></tbody></table></div></div><!--[if gte mso 9]> </td></tr></table> <![endif]--><table class="socialMediaIconsContainer" align="center" border="0" cellpadding="0" cellspacing="0" style="width:400px" width="400" role="presentation"><tbody><tr><td align="center" style="vertical-align:middle;text-align:center" valign="center"><div style="font-family:Verdana,Arial,sans-serif;font-size:14px;color:#252423;background-color:transparent;position:relative;padding:0;margin:0"><div align="Center" class="imageWrapper" style="font-family:Verdana,Arial,sans-serif; font-size:14px; color:#252423; background-color:transparent;"><a href="https://347587839cce420ea7516c7c6249bb38.svc.dynamics.com/t/t/LWBfGIt3C4j6p2sFZxAqe8mqxh0opzXjfMWw44nxk3Yx/ZXv9Ts6mg4Qhzpa5xMxOBwAyxRsZ5PgcZZCksxYjxEIx" data-msdyn-tracking="null" style="text-decoration:none"><!--[if gte mso 9]> <img src="https://mktdplp102cdn.azureedge.net/public/1.79.1022.0/static/email/images/SocialIcons24x24Gray/Facebook.png" style="text-decoration: none; border: 0px; max-height: 100%; max-width: 100%; box-sizing: border-box; margin: 0px; position: relative; display: block; top: 0px; left: 0px; border-top-left-radius: 0px; border-top-right-radius: 0px; border-bottom-right-radius: 0px; border-bottom-left-radius: 0px;" alt="Facebook" width="24"> <![endif]--> <!--[if !mso]> <!----><img src="https://mktdplp102cdn.azureedge.net/public/1.79.1022.0/static/email/images/SocialIcons24x24Gray/Facebook.png" style="text-decoration:none;border:0;max-height:100%;max-width:100%;box-sizing:border-box;margin:0;position:relative;display:block;top:0;left:0;border-top-left-radius:0;border-top-right-radius:0;border-bottom-right-radius:0;border-bottom-left-radius:0" alt="Facebook"><!--[endif]----></a></div></div></td><td><div style="font-family:Verdana,Arial,sans-serif;font-size:14px;color:#252423;background-color:transparent;position:relative;padding:0;margin:0"><div align="Center" class="imageWrapper" style="font-family:Verdana,Arial,sans-serif; font-size:14px; color:#252423; background-color:transparent;"><a href="https://347587839cce420ea7516c7c6249bb38.svc.dynamics.com/t/t/XaGDsjsxsssiRgHGY4UhQjl2fRnZM8kOSE1009bTPH8x/ZXv9Ts6mg4Qhzpa5xMxOBwAyxRsZ5PgcZZCksxYjxEIx" data-msdyn-tracking="null" style="text-decoration:none"><!--[if gte mso 9]> <img src="https://mktdplp102cdn.azureedge.net/public/1.79.1022.0/static/email/images/SocialIcons24x24Gray/Twitter.png" style="text-decoration: none; border: 0px; max-height: 100%; max-width: 100%; box-sizing: border-box; margin: 0px; position: relative; display: block; top: 0px; left: 0px; border-top-left-radius: 0px; border-top-right-radius: 0px; border-bottom-right-radius: 0px; border-bottom-left-radius: 0px;" alt="Twitter" width="24"> <![endif]--> <!--[if !mso]> <!----><img src="https://mktdplp102cdn.azureedge.net/public/1.79.1022.0/static/email/images/SocialIcons24x24Gray/Twitter.png" style="text-decoration:none;border:0;max-height:100%;max-width:100%;box-sizing:border-box;margin:0;position:relative;display:block;top:0;left:0;border-top-left-radius:0;border-top-right-radius:0;border-bottom-right-radius:0;border-bottom-left-radius:0" alt="Twitter"><!--[endif]----></a></div></div></td><td><div style="font-family:Verdana,Arial,sans-serif;font-size:14px;color:#252423;background-color:transparent;position:relative;padding:0;margin:0"><div align="Center" class="imageWrapper" style="font-family:Verdana,Arial,sans-serif; font-size:14px; color:#252423; background-color:transparent;"><a href="https://347587839cce420ea7516c7c6249bb38.svc.dynamics.com/t/t/tKnCzoEKqZCBUejPNqPgCx4UXjfx68jux1ABSRbXoaEx/ZXv9Ts6mg4Qhzpa5xMxOBwAyxRsZ5PgcZZCksxYjxEIx" data-msdyn-tracking="null" style="text-decoration:none"><!--[if gte mso 9]> <img src="https://mktdplp102cdn.azureedge.net/public/1.79.1022.0/static/email/images/SocialIcons24x24Gray/Linkedin.png" style="text-decoration: none; border: 0px; max-height: 100%; max-width: 100%; box-sizing: border-box; margin: 0px; position: relative; display: block; top: 0px; left: 0px; border-top-left-radius: 0px; border-top-right-radius: 0px; border-bottom-right-radius: 0px; border-bottom-left-radius: 0px;" alt="LinkedIn" width="24"> <![endif]--> <!--[if !mso]> <!----><img src="https://mktdplp102cdn.azureedge.net/public/1.79.1022.0/static/email/images/SocialIcons24x24Gray/Linkedin.png" style="text-decoration:none;border:0;max-height:100%;max-width:100%;box-sizing:border-box;margin:0;position:relative;display:block;top:0;left:0;border-top-left-radius:0;border-top-right-radius:0;border-bottom-right-radius:0;border-bottom-left-radius:0" alt="LinkedIn"><!--[endif]----></a></div></div></td><td><div style="font-family:Verdana,Arial,sans-serif;font-size:14px;color:#252423;background-color:transparent;position:relative;padding:0;margin:0"><div align="Center" class="imageWrapper" style="font-family:Verdana,Arial,sans-serif; font-size:14px; color:#252423; background-color:transparent;"><a href="https://347587839cce420ea7516c7c6249bb38.svc.dynamics.com/t/t/nfQIDMCxn6ixNmwWYk3vGKRnjiLkr3Ysk1xFN6iuMyMx/ZXv9Ts6mg4Qhzpa5xMxOBwAyxRsZ5PgcZZCksxYjxEIx" data-msdyn-tracking="null" style="text-decoration:none"><!--[if gte mso 9]> <img src="https://mktdplp102cdn.azureedge.net/public/1.79.1022.0/static/email/images/SocialIcons24x24Gray/Youtube.png" style="text-decoration: none; border: 0px; max-height: 100%; max-width: 100%; box-sizing: border-box; margin: 0px; position: relative; display: block; top: 0px; left: 0px; border-top-left-radius: 0px; border-top-right-radius: 0px; border-bottom-right-radius: 0px; border-bottom-left-radius: 0px;" alt="Youtube" width="30"> <![endif]--> <!--[if !mso]> <!----><img src="https://mktdplp102cdn.azureedge.net/public/1.79.1022.0/static/email/images/SocialIcons24x24Gray/Youtube.png" style="text-decoration:none;border:0;max-height:100%;max-width:100%;box-sizing:border-box;margin:0;position:relative;display:block;top:0;left:0;border-top-left-radius:0;border-top-right-radius:0;border-bottom-right-radius:0;border-bottom-left-radius:0" alt="Youtube"><!--[endif]----></a></div></div></td><td><div style="font-family:Verdana,Arial,sans-serif;font-size:14px;color:#252423;background-color:transparent;position:relative;padding:0;margin:0"><div align="Center" class="imageWrapper" style="font-family:Verdana,Arial,sans-serif; font-size:14px; color:#252423; background-color:transparent;"><a href="https://347587839cce420ea7516c7c6249bb38.svc.dynamics.com/t/t/jJactrmV6tobADdHZ9KwFxzJQzhjcrqIDnkmAxsFooEx/ZXv9Ts6mg4Qhzpa5xMxOBwAyxRsZ5PgcZZCksxYjxEIx" style="text-decoration:none"><!--[if gte mso 9]> <img src="https://mktdplp102cdn.azureedge.net/public/1.79.1022.0/static/email/images/SocialIcons24x24Gray/Instagram.png" style="text-decoration: none; border: 0px; max-height: 100%; max-width: 100%; box-sizing: border-box; margin: 0px; position: relative; display: block; top: 0px; left: 0px; border-top-left-radius: 0px; border-top-right-radius: 0px; border-bottom-right-radius: 0px; border-bottom-left-radius: 0px;" alt="Instagram" data-msdyn-tracking="true" width="24"> <![endif]--> <!--[if !mso]> <!----><img src="https://mktdplp102cdn.azureedge.net/public/1.79.1022.0/static/email/images/SocialIcons24x24Gray/Instagram.png" style="text-decoration:none;border:0;max-height:100%;max-width:100%;box-sizing:border-box;margin:0;position:relative;display:block;top:0;left:0;border-top-left-radius:0;border-top-right-radius:0;border-bottom-right-radius:0;border-bottom-left-radius:0" alt="Instagram" data-msdyn-tracking="true"><!--[endif]----></a></div></div></td></tr></tbody></table></th></tr></tbody></table></th></tr></tbody></table> </th></tr><!--[if gte mso 9]> <tr style="padding: 0px;mso-line-height-rule: exactly;line-height: 1px; background-color: rgba(0, 0, 0, 0);" height="0"><td>&nbsp;</td></tr> <![endif]--></tbody></table></div><div class="columns-equal-class wrap-section" style="font-family:Verdana,Arial,sans-serif;font-size:14px;color:#252423;background-color:transparent;margin:0 10px 10px;border-radius:0"><!--[if gte mso 9]> </div><div style="background-color: transparent; border:none;"> <![endif]--><table class="outer" align="center" cellpadding="0" cellspacing="0" style="border-collapse:collapse;display:block" role="presentation"><tbody><!--[if gte mso 9]> <tr><td  style="font-size: 0px; line-height:0px;mso-line-height-rule: exactly; display: none !important; mso-hide:all;background-color: rgba(0, 0, 0, 0);"><p style="font-size: 0px;height:0px; margin: 0px; padding:0;line-height: 0px; mso-line-height-rule: exactly; background-color: transparent;"><br/></p></td></tr> <![endif]--><tr><th style="padding:0 10px 10px;background-color:rgba(0,0,0,0);border-color:#000;border-width:1px;border-style:none;background-position:50% 50%;background-size:cover;border-radius:0" role="presentation"><table style="display:block;width:100%;border-collapse:collapse" class="containerWrapper tbContainer" cellpadding="0" cellspacing="0" role="presentation"><tbody><tr><th class="columnContainer" style="font-weight:400;text-align:left;min-width:5px;width:560px;padding:0;height:0;background-color:rgba(0,0,0,0);vertical-align:top" role="presentation"><table width="100%" cellpadding="0" cellspacing="0" style="border-collapse:collapse;height:100%" role="presentation"><tbody><tr><th class="inner ui-sortable" style="text-align:left;min-width:5px;padding:10px;vertical-align:top;word-wrap:break-word;word-break:break-word;background-color:rgba(0,0,0,0);border-color:#000;border-width:1px;border-style:none;background-position:50% 50%;background-size:cover;border-radius:0;font-weight:400" role="presentation"><!--[if gte mso 9]> <table style="border-collapse: collapse;border-spacing: 0px;padding: 0px; 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