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                                <strong>Dear Peet</strong>
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                            <p style="font-family: Arial, Verdana, sans-serif; font-size: 13px; line-height: 20px; color: #58595b">
                                <strong>Please <a href="https://www.allangrayevents.co.za/IFA2024/link.aspx?type=register&mid=22ab54aa-1523-440d-929b-d214ca3e366a" style="color: #57afd2;">join us</a> at our annual, in-person investment and business update, <span style="font-style: italic;">The Times with Allan Gray</span>.</strong>
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                            <p style="font-family: Arial, Verdana, sans-serif; font-size: 13px; line-height: 20px; color: #58595b">
                                <strong>This year's event will include special guest, <span style="color: #ed0025;"><strong>award-winning journalist and political commentator Justice Malala</strong></span>. He will share insight into how the local elections are likely to shift South Africa's political landscape and what it may mean for all of us, as our democracy turns 30.</strong>
                                <br />
                                <br />
                                Inspired by the role that time plays in investing, we have given this event a new identity. Time is essential. As we move through market cycles, the investment universe is shaped by the times we live in. Moreover, our long-term track record reflects the importance of remaining convicted for long periods of time and seeing investment ideas through.
                                <br />
                                <br />
                                We invite you to spend some <span style="font-style: italic;">quality time</span> with us as we explore the times in which we live, and the trends impacting markets and your investments.
                                <br />
                                <br />
                                We know that risks seem heightened in the current environment. Key news events amplify our awareness of change but, in truth, change and uncertainty are ever-present. Political dynamics are in a constant state of flux, economies expand and contract, new technology renders older technology obsolete, trends emerge and fads fade.
                                <br />
                                <br />
                                2024 is no different:
                            </p>

                            <ul>
                                <li style="font-family: Arial, Verdana, sans-serif; font-size: 13px; line-height: 20px; color: #58595b">An estimated four billion people are eligible to vote in national elections around the world.</li>
                                <li style="font-family: Arial, Verdana, sans-serif; font-size: 13px; line-height: 20px; color: #58595b">Central banks are likely to continue tinkering with interest rates to manage sticky global inflation and fulfil their economic mandates.</li>
                                <li style="font-family: Arial, Verdana, sans-serif; font-size: 13px; line-height: 20px; color: #58595b">Investments in artificial intelligence may unlock new opportunities, solve existing problems and create new problems we have not anticipated.</li>
                            </ul>

                            <p style="font-family: Arial, Verdana, sans-serif; font-size: 13px; line-height: 20px; color: #58595b">
                                <strong>Times change, but our core objective remains the same. </strong>
                                <br />
                                <br />
                                At this year's <span style="font-style: italic;">The Times</span>, we will discuss how we position our client portfolios to navigate the risks and weather a range of potential outcomes. We will also share insight into where we are finding investment opportunities amidst the noise. Our colleagues from our offshore partner, Orbis, will broaden the conversation as they explore the key themes that are shaping the global opportunity set for active, valuation-oriented investors.
                                <br />
                                <br />
                                While our discussions will focus on the current times, we will also draw on lessons learned from the past, while remaining firmly focused on the long-term outlook.
                                <br />
                                <br />
                                You can RSVP for the event below.
                                <br />
                                <br />
                                <span style="font-style: italic;">Note that capacity is limited and registration is essential.</span>
                            </p>

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                        <strong>JOIN US</strong>
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                                                                Mon, 13 May
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                                                                Tue, 14 May
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                                                                Thu, 16 May
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                                                                Mon, 20 May
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                                                                Tue, 21 May
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                                                                Thu, 23 May
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                                                                Tue, 04 Jun
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                                                                14:30 - 16:50
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                                                                12:15 - 14:35
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                                                                10:15 - 12:35
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                                                                10:15 - 12:35
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                                                                10:15 - 12:35
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                                                                10:15 - 12:35
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                                                                10:15 - 12:35
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                                    George<br />
                                    <a href="#" style="color: #58595b; text-decoration: none;">Mon, 13 May</a>: <a href="#" style="color: #58595b; text-decoration: none;">14:30 - 16:50</a><br />
                                    <br />
                                    Gqeberha<br />
                                    <a href="#" style="color: #58595b; text-decoration: none;">Tue, 14 May</a>: <a href="#" style="color: #58595b; text-decoration: none;">12:15 - 14:35</a><br />
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                                    Durban<br />
                                    <a href="#" style="color: #58595b; text-decoration: none;">Thu, 16 May</a>: <a href="#" style="color: #58595b; text-decoration: none;">10:15 - 12:35</a><br />
                                    <br />
                                    Bloemfontein<br />
                                    <a href="#" style="color: #58595b; text-decoration: none;">Mon, 20 May</a>: <a href="#" style="color: #58595b; text-decoration: none;">10:15 - 12:35</a><br />
                                    <br />
                                    Johannesburg<br />
                                    <a href="#" style="color: #58595b; text-decoration: none;">Tue, 21 May</a>: <a href="#" style="color: #58595b; text-decoration: none;">10:15 - 12:35</a><br />
                                    <br />
                                    Pretoria<br />
                                    <a href="#" style="color: #58595b; text-decoration: none;">Thu, 23 May</a>: <a href="#" style="color: #58595b; text-decoration: none;">10:15 - 12:35</a><br />
                                    <br />
                                    Cape Town<br />
                                    <a href="#" style="color: #58595b; text-decoration: none;">Tue, 04 Jun</a>: <a href="#" style="color: #58595b; text-decoration: none;">10:15 - 12:35</a>
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                            &nbsp;
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                                                                <a href="https://www.allangrayevents.co.za/IFA2024/link.aspx?type=decline&mid=22ab54aa-1523-440d-929b-d214ca3e366a" target="_blank" style="color: #ffffff; text-decoration: none;">Decline</a>
                                                            </td>
                                                        </tr>

                                                    </table>
                                                </td>
                                            </tr>
                                        </table>
                                    </td>
                                </tr>
                            </table>

                            <br />

                        </td>
                        <td width="150"></td>
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                </table>

                <!--[if !mso]><!-->

                <table border="0" cellpadding="0" cellspacing="0" style="display: none; font-family: Arial, Verdana, sans-serif; font-size: 14px; width: 100%;" class="mobile">
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                        <td align="center" bgcolor="#ed0025" style="font-family: Arial, Verdana, sans-serif; font-size: 14px; border: none; border-radius: 0px; cursor: auto; padding: 8px; color: #ffffff;" width="90%" valign="middle">
                            <a href="https://www.allangrayevents.co.za/IFA2024/link.aspx?type=register&mid=22ab54aa-1523-440d-929b-d214ca3e366a" target="_blank" style="color: #ffffff; text-decoration: none;">RSVP</a>
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                        <td>&nbsp;</td>
                        <td width="30"></td>
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                        <td width="30"></td>
                        <td align="center" bgcolor="#58595b" style="font-family: Arial, Verdana, sans-serif; font-size: 14px; border: none; border-radius: 0px; cursor: auto; padding: 8px; color: #ffffff;" width="90%" valign="middle">
                            <a href="https://www.allangrayevents.co.za/IFA2024/link.aspx?type=decline&mid=22ab54aa-1523-440d-929b-d214ca3e366a" target="_blank" style="color: #ffffff; text-decoration: none;">Decline</a>
                        </td>
                        <td width="30"></td>
                    </tr>

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                <!--<![endif]-->

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                                                                <table cellpadding="0" cellspacing="0">
                                                                    <tr>
                                                                        <td style="vertical-align: top;"><img src="cid:ifa-2024-icon-phone.jpg" style="display: inline;" />&nbsp;&nbsp;</td>
                                                                        <td style="vertical-align: top;"><strong><a href="#" style="font-family: Georgia,Times,'Times New Roman',serif; font-size: 12px; line-height: 20px; color: #58595b; text-decoration: none;">0860 000 653</a></strong></td>
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                                                    <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: separate; line-height: 100%;" width="100%">
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                                                            <td align="center" style="border: none; border-radius: 0px; cursor: auto; padding: 10px 5px 0 0; color: #58595b;" valign="middle">
                                                                <table cellpadding="0" cellspacing="0">
                                                                    <tr>
                                                                        <td style="vertical-align: top;"><img src="cid:ifa-2024-icon-mail.jpg" style="display: inline;" />&nbsp;&nbsp;</td>
                                                                        <td style="vertical-align: top;"><strong><a href="mailto:ifa@allangray.co.za?subject=Re: Reminder to register | The Times with Allan Gray" style="font-family: Georgia,Times,'Times New Roman',serif; font-size: 12px; line-height: 20px; color: #58595b; text-decoration: none;">ifa@allangray.co.za</a></strong></td>
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                                    <td class="templateColumnContainer" valign="top" width="33%">
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                                                    <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: separate; line-height: 100%;" width="100%">
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                                                            <td align="center" style="border: none; border-radius: 0px; cursor: auto; padding: 10px 5px 0 0; color: #58595b;" valign="middle">
                                                                <table cellpadding="0" cellspacing="0">
                                                                    <tr>
                                                                        <td style="vertical-align: top;"><img src="cid:ifa-2024-icon-web.jpg" style="display: inline;" />&nbsp;&nbsp;</td>
                                                                        <td style="vertical-align: top;"><strong><a href="https://www.allangray.co.za/?utm_source=email&utm_medium=IFARoadshow&utm_content=website" style="font-family: Georgia,Times,'Times New Roman',serif; font-size: 12px; line-height: 20px; color: #58595b; text-decoration: none;">www.allangray.co.za</a></strong></td>
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                        </td>
                        <td width="10"></td>
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                <!--[if !mso]><!-->

                <table border="0" cellpadding="0" cellspacing="0" style="display: none; font-family: Arial, Verdana, sans-serif; font-size: 14px; width: 100%;" class="mobile">
                    <tr>
                        <td width="30"></td>
                        <td>&nbsp;</td>
                        <td width="30"></td>
                    </tr>
                    <tr>
                        <td width="30"></td>
                        <td align="center" style="border: none; border-radius: 0px; cursor: auto" width="90%" valign="middle">
                            <img src="cid:ifa-2024-icon-phone.jpg" style="display: inline;" />&nbsp;&nbsp;<strong><a href="#" style="font-family: Georgia,Times,'Times New Roman',serif; font-size: 12px; line-height: 20px; color: #58595b; text-decoration: none;">0860 000 653</a></strong>
                        <td width="30"></td>
                    </tr>
                    <tr>
                        <td width="30"></td>
                        <td>&nbsp;</td>
                        <td width="30"></td>
                    </tr>
                    <tr>
                        <td width="30"></td>
                        <td align="center" style="border: none; border-radius: 0px; cursor: auto" width="90%" valign="middle">
                            <img src="cid:ifa-2024-icon-mail.jpg" style="display: inline;" />&nbsp;&nbsp;<strong><a href="mailto:ifa@allangray.co.za?subject=Re: Reminder to register | The Times with Allan Gray" style="font-family: Georgia,Times,'Times New Roman',serif; font-size: 12px; line-height: 20px; color: #58595b; text-decoration: none;">ifa@allangray.co.za</a></strong>
                        <td width="30"></td>
                    </tr>
                    <tr>
                        <td width="30"></td>
                        <td>&nbsp;</td>
                        <td width="30"></td>
                    </tr>
                    <tr>
                        <td width="30"></td>
                        <td align="center" style="border: none; border-radius: 0px; cursor: auto" width="90%" valign="middle">
                            <img src="cid:ifa-2024-icon-web.jpg" style="display: inline;" />&nbsp;&nbsp;<strong><a href="https://www.allangray.co.za/?utm_source=email&utm_medium=IFARoadshow&utm_content=website" style="font-family: Georgia,Times,'Times New Roman',serif; font-size: 12px; line-height: 20px; color: #58595b; text-decoration: none;">www.allangray.co.za</a></strong>
                        <td width="30"></td>
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                <!--<![endif]-->

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                        <td>
                            <table border="0" cellpadding="0" cellspacing="0" style="font-family: Arial, Verdana, sans-serif; font-size: 14px" width="100%" class="desktop">
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                                                <td class="templateColumnContainer" valign="top" width="100">
                                                    <table border="0" cellpadding="0" cellspacing="0" style="font-family: Arial, Verdana, sans-serif; font-size: 12px; line-height: 20px;" width="100%">
                                                        <tr>
                                                            <td width="10"></td>
                                                            <td>
                                                                <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: separate; line-height: 100%;" width="100%">
                                                                    <tr>
                                                                        <td align="center" bgcolor="#6d6e71" style="font-family: Arial, Verdana, sans-serif; font-size: 12px; border: none; border-radius: 0px; cursor: auto; padding: 8px; color: #ffffff;" valign="middle">
                                                                            <a href="https://www.allangray.co.za/important-information-for-investors/?utm_source=email&utm_medium=IFARoadshow&utm_content=info_investors" target="_blank" style="color: #ffffff; text-decoration: none;">Investor information</a>
                                                                        </td>
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                                                <td width="20"></td>
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                                                            <td width="10"></td>
                                                            <td>
                                                                <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: separate; line-height: 100%;" width="100%">
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                                                                        <td align="center" bgcolor="#6d6e71" style="font-family: Arial, Verdana, sans-serif; font-size: 12px; border: none; border-radius: 0px; cursor: auto; padding: 8px; color: #ffffff;" valign="middle">
                                                                            <a href="https://www.allangray.co.za/legal-information/?utm_source=email&utm_medium=IFARoadshow&utm_content=email_legal" target="_blank" style="color: #ffffff; text-decoration: none;">Email legal notice</a>
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                                                            <td>
                                                                <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: separate; line-height: 100%;" width="100%">
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                                                                        <td align="center" bgcolor="#6d6e71" style="font-family: Arial, Verdana, sans-serif; font-size: 12px; border: none; border-radius: 0px; cursor: auto; padding: 8px; color: #ffffff;" valign="middle">
                                                                            <a href="mailto:events@allangray.co.za?subject=Unsubscribe | The Times&body=Please unsubscribe me from Allan Gray's event invitation list." target="_blank" style="color: #ffffff; text-decoration: none;">Unsubscribe</a>
                                                                        </td>
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                                                        </tr>
                                                    </table>
                                                </td>
                                            </tr>
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                            <!--[if !mso]><!-->

                            <table border="0" cellpadding="0" cellspacing="0" style="display: none; font-family: Arial, Verdana, sans-serif; font-size: 12px; width: 100%;" class="mobile">
                                <tr>
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                                    <td align="center" bgcolor="#6d6e71" style="font-family: Arial, Verdana, sans-serif; font-size: 12px; border: none; border-radius: 0px; cursor: auto; padding: 8px; color: #ffffff; width: 100%;" valign="middle">
                                        <a href="https://www.allangray.co.za/important-information-for-investors/?utm_source=email&utm_medium=IFARoadshow&utm_content=info_investors" target="_blank" style="color: #ffffff; text-decoration: none;">Investor information</a>
                                    </td>
                                    <td width="1"></td>
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                                    <td width="1"></td>
                                    <td>&nbsp;</td>
                                    <td width="1"></td>
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                                    <td align="center" bgcolor="#6d6e71" style="font-family: Arial, Verdana, sans-serif; font-size: 12px; border: none; border-radius: 0px; cursor: auto; padding: 8px; color: #ffffff; width: 100%;" valign="middle">
                                        <a href="https://www.allangray.co.za/legal-information/?utm_source=email&utm_medium=IFARoadshow&utm_content=email_legal" target="_blank" style="color: #ffffff; text-decoration: none;">Email legal notice</a>
                                    </td>
                                    <td width="1"></td>
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                                    <td width="1"></td>
                                    <td>&nbsp;</td>
                                    <td width="1"></td>
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                                    <td width="1"></td>
                                    <td align="center" bgcolor="#6d6e71" style="font-family: Arial, Verdana, sans-serif; font-size: 12px; border: none; border-radius: 0px; cursor: auto; padding: 8px; color: #ffffff; width: 100%;" valign="middle">
                                        <a href="mailto:events@allangray.co.za?subject=Unsubscribe | The Times&body=Please unsubscribe me from Allan Gray's event invitation list." target="_blank" style="color: #ffffff; text-decoration: none;">Unsubscribe</a>
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                            <img alt="Allan Gray" src="cid:ifa-2024-mailer-footer-01.png" style="width: 230px;">
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